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Fred Hughes, LUTCF

Agency Owner
(205) 822-6778 (office)
(205) 837-0249 (mobile)
Email Fred Hughes

Fred has been in the Insurance industry for over 30 years helping clients with their insurance needs. Fred is licensed in the state of Alabama to sell homeowners insurance, auto insurance, commercial insurance, life insurance, accident insurance, cancer insurance and group benefits. He has an extensive background as outlined below.


Fred attended Samford University and graduated in May of 1983 with a Bachelors of Arts (BA) majoring in general studies with a concentration in business. He is a Past member of the Samford Alumni Executive Council.

Industry Experience

  • Producer at MetLife selling homeowners, auto and life insurance from 1984-1986
  • Registered Representative at Principal Financial Group selling life insurance, annuities, mutual funds and other financial products from 1986 to 2001
  • Financial Services Representative at Allstate Insurance from 2001 to 2006
  • Agency Owner at Fred Hughes Allstate Agency from 2006 to 2011
  • Agency Owner at Fred Hughes Insurance Agency (Hughes Insurance Services of Alabama as of August 2016) from 2011-present


Fred earned the Life Underwriters Training Council Fellow, LUTCF designation in September of 1989.

Civic Organizations

  • Ambassador for the Hoover Chamber of Commerce
  • Past President and Board Member of Homewood Chamber of Commerce
  • Past member of Vestavia Hills Chamber of Commerce/Ambassador
  • Past President of The Vestavia Hills Civitan Club
  • Past member of the Shades Mountain Sunrise Rotary Club


Hughes Insurance Services Of Alabama

Contact Us:

400 Century Park South
Suite 106
Birmingham, Alabama 35226
(205) 822-6778
(205) 417-1444

Our Location: